A leaked iOS 27 beta code suggests Apple is developing a system to lock down leased iPhones in case of missed payments. According to 9to5Mac, the code references a 'Restricted Mode' that would block access to most apps, allowing only essential functions like phone, clock, settings, and wallet. This discovery coincides with rumors of a new Apple Upgrade Program in partnership with Klarna, which would allow leasing not only iPhones but also Macs, iPads, and Apple Watches.
The new Apple Upgrade Program and Klarna partnership
According to Bloomberg's Mark Gurman, Apple will introduce a leasing program replacing the current iPhone Upgrade Program. The new service, financed by Klarna, will cover most mid-range and high-end Apple devices, with contracts ranging from 24 to 36 months. Similar to car leasing, users can return the device at term end, purchase it, or upgrade to a newer model before the contract ends. The program might launch on July 28, according to rumors.
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Restricted Mode triggered by missed payments
The iOS 27 code reveals a system called 'App Managed Features' that authorizes financing and checks payment status. If a payment is missed, the device enters 'Restricted Mode', blocking most apps. Only apps like Phone, Settings, Wallet, Health, Clock, and some accessibility tools remain accessible. The financial provider can decide how many missed payments trigger the lock and which apps to exempt. This system could extend to other leased Apple devices.
Implications for privacy and user control
The possibility that Apple can remotely lock an iPhone for missed payments raises significant questions about device ownership. While lease contracts clearly specify terms, implementing a software lock could limit user freedom. For those seeking total control, open source solutions like Home Assistant offer an alternative approach where the user maintains full ownership and control. However, Apple has not officially confirmed these features. The leaked code might be just a test.
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The news comes amid growing attention to device security and personal data protection. With evolving cyber threats, such as OpenAI's autonomous hacker, tech companies must balance security with user rights. Apple, historically privacy-conscious, may need to justify this move.
For more on iOS history, see the Wikipedia page on iOS.
