Samsung has decided to make its latest foldable smartphones more accessible in India by introducing a 30-month installment plan with no interest and no downpayment. This move comes after the launch of three high-end devices whose prices have increased due to rising memory chip costs. The goal is clear, to offer Indian consumers a more sustainable way to purchase models that, in fact, exceed the 100,000 rupee threshold by a wide margin.
No upfront cost and zero interest with the new payment scheme
With the new formula, anyone buying a Galaxy Z Flip 8, a Galaxy Z Fold 8, or a Galaxy Z Fold 8 Ultra can split the expense into 30 fixed monthly installments without any additional fees. No initial payment is required, which is a notable advantage for those who do not want to tie up a substantial sum immediately. The minimum monthly installment starts at 4,167 rupees for the Flip model, while for the two Folds it rises to 6,000 and 6,667 rupees per month, respectively. In dollar terms, we are talking about amounts ranging from roughly 44 to 70 dollars per month, a figure that may seem more manageable when compared to the overall cost of the device.
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Prices and installments for the three new Samsung foldables
The Galaxy Z Flip 8, in its 256GB version, costs 124,999 rupees, which corresponds to a monthly installment of 4,167 rupees. The Galaxy Z Fold 8, also with 256GB of internal storage, is priced at 179,999 rupees with a monthly installment of 6,000 rupees. Finally, the top-of-the-line Galaxy Z Fold 8 Ultra is sold for 199,999 rupees, with a monthly installment of 6,667 rupees. These prices, although high, become more digestible thanks to the possibility of spreading the payment over such an extended period. Samsung's choice to opt for a 30-month plan, longer than the classic 12 or 24 months, demonstrates a clear intention to attract a segment of users who want the best but have to deal with a limited budget.
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How to get the financing and where to buy
Financing is available through various institutions, including IDFC FIRST Bank, Poonawalla Fincorp, Samsung Finance+ (run by DMI Finance), and TVS Credit. These partners make the plan accessible both online and offline. Customers can pre-order the new foldables directly from Samsung.com, at Samsung Experience Stores, or through authorized retailers across India. This wide availability ensures that as many people as possible can take advantage of the offer, without having to rely on a single sales channel.
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Color variants and online exclusives
In addition to economic convenience, Samsung also focuses on customization. The Galaxy Z Flip 8 is available in four colors, Cream, Graphite, Mint, and Pink, with the latter being an online exclusive. The Galaxy Z Fold 8 offers Cream, Graphite, Lavender, and Pistachio shades, also with a web-only variant. The Galaxy Z Fold 8 Ultra comes in Cream, Graphite, Green Shadow, and Violet Shadow, with Green Shadow reserved for online purchases. The choice of exclusive colors for the online store pushes consumers to consider direct purchase, a channel that is strategic for Samsung in terms of margins and customer relationship.
Source: https://www.sammobile.com/news/buy-galaxy-z-flip-fold-8-ultra-india-easy-emi-plan
